10 Tips to Maximize the Outcome of your Car Accident Claim
A car accident is a traumatic experience that can leave victims physically and emotionally scarred for a long time. If you were injured in the car accident due to the negligence of another party, you must make them pay for their careless or reckless behavior. Car accident claims help victims acquire financial reimbursement of their damages, including costs of property repair/replacement, medical expenses, and lost wages. Bankruptcy Attorney in Birmingham, AL, states that people who do not pursue legal action to attain compensation are often driven to bankruptcy under the burden of growing debt.
All things considered, reaching a fair settlement with the liable party’s insurance provider is no easy task. Insurance agents will exercise all sorts of tactics to reject your petition or reduce the payout as much as possible. Follow these ten tips to maximize the outcome of your car accident claim:
1. Get the Police Involved
You need to think and act smart, starting from the time of the accident. Ignore anyone who tells you not to involve the police, as the absence of a police report will drastically reduce your eligibility for claiming compensation. Make sure that the police are immediately called for at the accident scene, so they can conduct a thorough investigation; also, do not forget to obtain a copy of the police report.
2. Collect Supportive Evidence
Apart from the police report, gather all other plausible evidence to support your case. This may include photos/videos of the accident scene, your injuries, vehicles involved, road conditions, etc. In addition, note down contact information of witnesses who could provide valuable testimony.
3. Hire the right Lawyer
You may come across several personal injury lawyer who are willing to handle your claim. However, you need an attorney who particularly excels in car accident cases and is not afraid to represent you in a court trial if the need arises.
4. Regular Medical Checkups
Documentation of your car accident injuries is integral to the success of a compensation claim. You need to see a doctor within 24 hours from the time of the accident, and refrain from disregarding follow-up visits. Delaying diagnosis and treatment will negatively affect your case.
5. Do not allow the Insurance Provider to overwhelm you
The insurance company will try to convince you that your claim is unqualified or worth very less. Do not give in to their mind games, and allow your lawyer to do the talking.
6. Do not Submit Medical Records
The insurance provider may pester you for releasing your medical records. Know that they are lying if they tell you that it is a mandatory requirement for processing the claim. Your medical history is confidential and you should keep it that way. Insurers only want to scan your records to find something to use against you.
7. Say ‘No’ to recorded calls
When an insurance agent calls you up and says that the call shall be recorded for quality assurance, do not give your consent. An innocent statement like “I am fine” could be manipulated to establish that your injuries are not serious or that you are faking them.
8. Track the total cost of all your damages
It is important to estimate the actual cost of all your damages to claim a reasonable compensation amount; the sum should include medical fees, mechanic bills, deducted wages, and any ongoing costs. You lawyer can help evaluate the loss and determine the true value of your case.
9. Safe keep all Receipts
Receipts from the hospital and workshop are tangible proof for your financial liabilities connected to the accident. Losing or misplacing them could hurt your claim.
10. Do not hesitate to file a Lawsuit
If your lawyer assures that your case is strong, yet the insurance company keeps stalling you, go ahead and file a lawsuit. This will pressurize the insurer into offering a more acceptable settlement before the trial initiates.