Short answer: An injury lawyer proves who was at fault, identifies every insurance policy that applies, documents what the injury actually cost, and negotiates or litigates against the insurer. They work on contingency, so the cost is a percentage of the recovery rather than an hourly fee.
The four things the job actually consists of
- Establishing fault. Evidence decays fast — vehicles get repaired, footage is overwritten on roughly a 30-day cycle, memories fade. Most of this work has to happen early or not at all.
- Finding the coverage. Often the decisive step. There may be several applicable policies: the at-fault party’s, an employer’s, a commercial policy, and your own uninsured or underinsured motorist coverage.
- Documenting the loss. Medical records, treatment continuity, lost income, and whether the injury is permanent. This is what turns an injury into a valued claim.
- Negotiating, and litigating when needed. Insurers price claims partly on whether the firm on the other side actually tries cases.
When you genuinely need one
- You required real medical treatment
- Fault is disputed or being shifted onto you
- The injury may be permanent
- A government entity or commercial vehicle is involved
- The offer does not cover your treatment
- You are being pressed for a recorded statement
When you probably do not
Property damage with no injury. A genuinely minor incident with no treatment where the offer covers your costs. An honest lawyer will tell you so — and the review costs nothing either way. See do I need a personal injury lawyer.
What it costs
Contingency — a percentage of what you recover, nothing if you recover nothing. Rates are not standardised and many step up in litigation without being explained. Hirsch & Lyon: 25% settled without litigation, 30% in litigation, plus costs.
How to check a credential
Arizona certifies specialists in Injury and Wrongful Death Litigation through the State Bar Board of Legal Specialization — roughly 93 attorneys statewide. Unlike marketing badges, it is merit-based and publicly verifiable. See how to choose an injury lawyer.
Common questions
What is the difference between an injury lawyer and a personal injury lawyer?
Nothing. The terms are used interchangeably for lawyers who represent people hurt by someone else’s negligence.
Do injury lawyers charge upfront?
No. Injury work is contingency-based — the fee is a share of the recovery, and there is no fee if there is no recovery.
How long does an injury claim take?
Months to well over a year. Claims generally should not be settled until the medical picture is stable, because settling early means settling before anyone knows the real cost.
Can I handle an injury claim myself?
You can, and for a minor claim with no treatment it may be reasonable. Where fault is disputed, the injury is lasting, or several policies are in play, self-representation usually costs more than the fee would have.
Phoenix and across Arizona
Hirsch & Lyon are Phoenix injury lawyers led by a State Bar board-certified specialist. Free review: 602-535-1900.
